股权众筹平台都有哪些安全风险

2025-03-25 12:49:25
推荐回答(1个)
回答1:

风险主要来自以下几个方面:
1. 作为投资活动的显性风险
股权众筹与其他类型的众筹的一个最大不同之处就在于其属于一项投资活动,而投资往往存在一定风险。特别是由于股权众筹投资金额大、投资与回报周期长、投资成功率低,这就使得股权众筹投资往往面临着较大风险。考虑到股权众筹具有的诸多不确定性,再加上小股权益缺乏相应保障,我国股权众筹模式在当前存在明显“尴尬”。
2. 来自投资人的隐性风险
尽管国内股权众筹平台普遍采用了“领投+跟投”的模式,但是人人天使小编认为,虽然师从来自AngelList的先进经验,但很多只是徒有其表,并未学到其中的精髓。在“领投+跟投”模式下,跟投人由于经验与认知的不足,就成为最为投资活动中弱势的一方,对领投人亦步亦趋,从而丧失了自己的价值判断,也不利于市场合格投资人的培养。
3. 市场规模尚待开发
在我国,股权众筹仍处于起步阶段,但是,当下发展的火热极易使项目方、投资人对市场估值过高,从而可能导致众筹融资失败。特别是对消费类店铺股权众筹项目,必然充分考虑到当地市场环境的具体情况,并加强对市场的调研。与此同时,还要考虑到当地消费者的消费能力。
4. 我国互联网金融基础仍显薄弱
不得不说,我国互联网金融发展的基础仍显薄弱,特别是股权众筹,用户规模极为有限,投资人认知与经验严重不足。在这种情况下如果盲目跟风、推进高风险的股权众筹,可能会造成雷声大,雨点小的局面,甚至会削弱这一模式的普惠价值。

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