为什么要做高净值客户和合格投资者认定?

2025-04-01 16:50:59
推荐回答(1个)
回答1:

投资理财,肯定是存在风险的,只是风险的大小不同罢了,这要视该产品所投向的资产而定,资产若为高风险型,那么风险系数就会升高,反之亦然!
合格投资者认定,主要是为了防范金融风险往管理人身上集聚,造成重大金融环境的不稳定性!
本着“买者自负”的原则,合格投资者认定有利于管理人分散风险,加强金融业的长期稳定发展!
合格投资者,应首选信托,优点如下:
1、中国金融业四大支柱之一:银行、信托、证券、保险
2、管理规模很大,截止2020年Q1,管理规模21万亿,投资经验丰富,资产准入门槛很高,投资回报稳定
3、信托牌照稀缺,全国仅有68张,所以信托公司一直维持着刚性兑付的潜规则,尽管监管层要求打破刚性兑付
4、集合类的信托,大多以固定收益为主,只要自身对资产本身的审查认可,则可以放心购买!

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