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15问答网 > 安邦长青树重疾险究竟怎么样，买了亏不？

安邦长青树重疾险究竟怎么样，买了亏不？

2025-04-07 04:04:54

推荐回答（1个）

回答1：

您好，从保障范围看，安邦人寿长青树系列重疾险在25种核心重疾的基础之上实现了对多达80种重疾，38种轻症的全面覆盖，一些如系统性红斑狼疮等近年来备受公众关注的病症也在赔付之列。
从保障机制看，长青树系列重疾险在各种轻症的赔付机制上也采取了业界领先的做法：客户针对38种轻症享有多达5次的赔付，并且轻症发生后后续保费将被豁免，保单继续有效，轻症的给付也不影响重疾赔付的额度。据业内专家表示，轻症多为重大疾病的早期阶段，对轻症的赔付机制已然成为衡量一款重疾险产品优劣的重要标尺，有轻症豁免的重疾险才算业界良心。

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