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15问答网 > 我蚂蚁花呗逾期700，已经逾期三个月，今天说如果我三天不还会收到法庭

我蚂蚁花呗逾期700，已经逾期三个月，今天说如果我三天不还会收到法庭

2025-02-12 18:00:30

推荐回答（3个）

回答1：

1. 功能限制：花呗逾期后花呗功能会直接限制无法使用，后续还款后能否恢复由系统不定期评估，人工无法干预。
2. 负面记录：逾期后相应的逾期负面记录会报送芝麻信用，影响芝麻分。
3. 逾期利息：逾期还款，会产生相应的逾期费用，逾期费用=逾期本金*逾期天数*0.05%

回答2：

几百块不多，凑凑还了得了，不然上征信就不好了，有借有还，再借不难

回答3：

通过别的平台来还。

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