推荐回答(5个)
上门服务确实对于一些人们很方便。在遵守法律法规和可控风险的前提下,银行将为特殊客户处理特殊情况和紧急事件,建立健全异地,上门服务等扩展柜台服务的实施机制。为客户提供优质的金融服务。谁适合上门服务-柜台扩展服务?国内帐户的所有者在不同的地方(国内还是国外);或由于严重疾病和身体不便,无法通过柜台办理和不完整的代理程序,但是还有特殊需求,例如紧急资金。
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当代理商处理正式的损失报告,取消损失报告,更换存折/存折,为存折充值,大额提款,提早提款,借记卡更换,激活卡获取等时,代理商缺少帐户所有者的有效ID原始文件或缺少合法有效的授权书。在这种情况下,如果帐户所有者在其他地方,则应采用异地柜台扩展服务的处理程序; 如果账户所有人身患重病或不便搬家,也适用。适用的上门服务处理程序。
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柜台扩展服务的处理流程:账户所有者应前往我行的海外/外国机构分支机构,该机构的两名雇员将核实并见证其有效的身份证件,账户所有者应亲自在“授权书”“书”上签名以作证。现场服务过程(有两种情况):无法进入柜台但处于清醒状态的帐户所有者的处理流程如下:银行的两个分行员工提供上门服务,查看帐户所有者的有效ID,见证帐户所有者的指定代理人亲自签署“授权书”,为避免以后发生不必要的法律纠纷,银行员工将从多个角度记录和拍照。最后,代理商将账户持有人和代理商的有效证书带到银行柜台以处理相应的业务。如果激活了医疗保险卡服务,则在查看证书并见证客户的意愿后,银行工作人员将直接通过移动终端到客户现场处理,并记录并拍照。从多个角度保存图像数据,无授权信。
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当帐户所有者处于混乱状态并且帐户中的资金用于支付医疗费用时的处理流程:银行的两个分行员工提供上门服务,以查看帐户所有者的有效ID;代理会签发医院的诊断证书(带医院盖章),医疗费用清单以及医院的银行和帐号。企业承担相应责任的“代理商保证书”(指纹必须在姓名签字的地方盖章),所有这些都必须由银行的网点员工见证。
存款人行动不便的挂失业务,如存款人的银行卡存折存单密码忘记或者凭证丢失,存款人不能走路或年龄太大,有病卧床都可以申请银行上门服务。其次企业大批量的开户业务,银行可以上门服务。
比如几百个人上千个人的大批量开户业务,银行可以提供上门服务。另外就是老人的银行卡、存折丢失或者忘记密码了,年龄大无法走路,不方便上门,那么可以让银行上门。
办理信用卡,收保险,收水电费,这些都是银行的基础工作,可以方便百姓,也能为银行增加一些盈利,非常值得提倡和推广的
银行上门服务项目有很多,比如开户人身体不便,但是头脑清醒,需要办理补卡,改密码等业务,银行都可以上门服务
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