支付宝实名认证一定要用银行卡吗？我没银行卡怎么办啊

支付宝实名认证可以不使用银行卡，使用身份证也可以实名认证。
1、在支付宝首页找到最下方的“我的”选择进入。
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2、在“我的”页面找到上方的的个人头像进入。
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3、进入到个人信息中心，找到“身份认证”的选项点击。
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4、进入到身份管理中心页面后，找到“证件照片”，点击进入。
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5、在身份验证的界面按照界面提示进行身份证件的正反面拍摄、上传即可完成实名认证。
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一定要银行卡的。因为你银行卡是和银行挂钩的，在银行实名了的。也就是你在支付宝认证，他认证了你
银行卡，就相当于你成功实名认证了。没有银行卡随便去一家银行开个卡就好了。