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15问答网 > 按揭买了门面后，在按揭买住房.1.住房属于二套房吗

按揭买了门面后，在按揭买住房.1.住房属于二套房吗

2025-04-02 04:40:14

推荐回答（1个）

回答1：

商铺按揭属于商业用地贷款，与现行的二套房政策无关与商品房的按揭程序差不多，只是商铺一般只能贷到评估价的五成，而且过户所缴纳的税费相对商品房高很多。购买商铺贷款所需要的材料：身份证、户口册、结婚证、收入证明。

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