太平洋保险少儿乐险种 A款今年十二年到期了是该领钱了吗怎么领

太平洋保险少儿乐险种A款今年十二年到期了是该领钱了吗怎么领
2025-01-22 14:44:49
推荐回答(2个)
回答1:

学霸说保险,只推荐对小孩真正有用的保险!今年136款热销0-18岁孩子重疾险对比表已经更新,点开就能看到详细内容了。

怎么给孩子买保险这个问题让无数想给宝宝买保险的宝妈宝爸望而却步,今天咱们就好好来看看如何给孩子买保险才能不被坑!记牢这三个建议:

第一,国家的医保一定要办理!

孩子出生后,只要上了户口,马上就可以办理新生儿医保(城乡居民医保),无论大病还是小病,基本的医保都是特别特别重要的,所以这个一定要给孩子进行办理。

第二,除了国民医保基础险种,还要考虑商业保险,优先考虑重疾险+医疗险+意外险。

首先重疾险,它提供的保障时间比较长。另外,重疾险能在得病之后直接赔付一大笔现金,除了能解决治疗费用,还能解决很多因生病带来的隐藏问题,比如因为疾病耽误了功课,都需要用到很大量的现金。买一份纯保障型的重疾险恰好可以解决后续的这些问题。

那今年有哪些值得了解的小孩重疾险呢?我整理在了这篇百度知道的回答里,点击阅读2020年十款高性价比小孩重疾险

至于医疗险,可以用来报销孩子平时看病的医疗费用,比如说配置一款0免赔的住院医疗险,一万的保额,每年也才一二百元,性价比是很高的。

最后我们来看意外险,小孩的意外险很便宜,二十万保额每年也才六七十块钱,可以保障孩子的意外身故、意外伤残以及意外医疗责任,非常划算。

第三,千万不要给孩子买这两种保险!

不要给孩子选择寿险,也尽量不要去考虑附加了两全责任的重疾险。具体的原因我都在这篇知道的回答千万不要给小孩买这两种保险!全面投保攻略!中有过详细的介绍,因为稿子里讲得很详细了,这里我就不浪费时间说了。

按照以上的投保思路,如果是给孩子配置定期保障的话,每年1千块左右就可以配置全面,如果是买终身保障,每年也才两三千,便宜,又有用。

以上就是我对"太平洋保险少儿乐险种
A款今年十二年到期了是该领钱了吗怎么领"
的全部回答,希望能对您有所帮助!

望采纳!

回答2:

《超能宝》2月12日停办,每年4550,10年一共存,平平安安30年后会拿到。除去本金,还赚了—=。30年平均一年758!换句话说,每年存4550,利息就是758!额外还有60万的保障。给孩子存了一笔钱,同时获得长30年高额保障,根本不需要犹

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