推荐回答(4个)
针对悄陪学生,还是学生本人申请比较好点(以助学贷款的名义申请)在校期间一直到启嫌蠢毕业后的1年,这些时间段是不需要支付利息只要归还本金即可,超过规定的时间,开始支付利息。如果你同事帮他弟弟贷款的话,这个是计算在贷款人上的,需要按月支付相应的利息!具体可以参考各银行官网上的贷者乱款利率
2010年项目调宏亩裂整前银行贷款利率及调整后银行的贷款利率
一、城乡居民和单位存款
(一)活期存款
0.36
0.36
(二)整存整取定期存款
三个月
1.71
1.91
半年
1.98
2.20
一耐做年
2.25
2.50
二年
2.79
3.25
三年
3.33
3.85
五年
3.60
4.20
二、各项贷款
六个蔽闭月
4.86
5.10
一年
5.31
5.56
一至三年
5.40
5.60
三至五年
5.76
5.96
五年以上
5.94
6.14
利率项目 年利率(%)
六个月以内(含6个月)贷款 6.10
六个月至一年(含1年)贷款逗清 6.56
一至三年(含3年)贷山亏前款空蔽 6.65
三至五年(含5年)贷款 6.90
五年以上贷款 7.05
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