15问答网 > 我2011.1.1存了125000，存1年，利率为2.75%，那倒2013.1.1本金加利息是多少

我2011.1.1存了125000，存1年，利率为2.75%，那倒2013.1.1本金加利息是多少

2025-03-30 15:47:59
推荐回答（2个）
回答1：

2011.1.1-2012.1 ，可得利息：
125000×2.75% = 3437.50（元）

2012.1.1-2013.1，可得利息：
（125000+3437.50）×2.75% =

把上面两次计算结果相加，再加上本金，就是最后的本息和了。

注：这么算的前提是，在2012.1.1之前，银行不调整存款利率，即在你第一年到期时，一年期的存款利率还是：2.75%
否则，在自动转存时，会按照银行当天挂牌的一年期存款利率，计算下一个存期的利息。

回答2：

您是本息续存吗？还是只是本金续存？

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