推荐回答(5个)
1、先签合同后付首付
一般来说,交首付的正常流程是在购房者看好房子之后,如果房子符合购房者的要求,那么就可以与开发商签订购房合同,不然购房者可以不签订合同。如果购房者觉得房子整体不错,只是有些部分需要修改,并且开发商同意修改,切记将相关内容写到合同中。只有看清楚了合同内容,然后双方就合同签订达成了一致决定之后,双方签订合同。
在双方自愿的前提下签订完购房合同后,购房者才可以向开发商缴纳首付款。正常情况下首付款是根据合同中的约定比例和约定金额缴纳,没有合同约定的金额都不需要缴纳的。如果自己的经济实力比较强,可以适当的多交一些,这样以后就可以少还很多利息,并且每月的还款压力会小很多。
2、先付首付后签合同
就购房者来说,这样操作是很危险的。购房者如果在没签订合同的情况下就向开发商支付了首付款,一旦开发商不给签订合同、或者说开发商之前的承诺无法兑现,怎么办?钱已经交了购房者就没辙了。并且,如果先交首付款而没签订合同,如果最终无法与开发商签订合同,由于各种原因导致了购房者违约,那么就面临着首付款白白送人的结果。
3、索要票据
购房者在交完首付之后,一定要要注意就是索要首付款和各种缴费的票据,并且要保存好。这些票据一定不能够是手写或者是不正规的票据,各项费用都需要是正规收据和发票,这样最终如果双方出现了纠纷,购房者就有理有据。除此之外,购房合同也必须要收好,不要丢三落四把购房合同弄丢了,找开发商补办合同是一件比较麻烦的事情,这个道理相信买过房子的人都知道。
首先一定不要先交钱!
谈好价钱后要求先打印合同样本出来,务必详读,很多都是霸王条款,都是有利于卖方的,卖方违约的赔偿非常低,需要协商。先交了定金你就丧失了协商资格。
问清楚是否有附加合同。
都明白了再交钱签定金协议。团购费是个坑,交了不给发票,不会计入房款,赔偿时候也没它。
交首付款签正式合同。
(以上5点是对在售楼处购买新房的建议)
先签合同,交定金,约定一个过户时间,过户当天付清剩余房款。
为避免风险,应该先签订合同再付款,你们的交易依据的是合同条款。先付款后签合同,容易陷入被动局面。
首先一定不要先交钱!谈好价钱后要求先打印合同样本出来,务必详读,很多都是霸王条款,都是有利于卖方的,卖方违约的赔偿非常低,需要协商。先交了定金你就丧失了协商资格。
问清楚是否有附加合同。都明白了再交钱签定金协议。团购费是个坑,交了不给发票,不会计入房款,赔偿时候也没它。交首付款签正式合同。
1、先签定金协议(这步可以省略),后约定签合同时间。
2、先签甲乙双方签字盖章合同后,再刷卡(或是支付现金),对收据和刷卡凭条收好后(容易丢,一定要保管好,后续开发票使用)
3、办理申请贷款,办完后,一定要拿好贷款收据,开发票使用。
4、上述收据(定金收据、首付收据、贷款收据、全款收据)统一收到后,去开发商那里开具发票。
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