如何不工作,实现月入过万?银行员工透露:存到这个数月利息一万?
推荐回答(4个)
前些年有这么一句话在网络上非常火,那就是:我上班就是为了赚钱,不要跟我谈什么理想,我的理想就是不上班!这一句段子呼吁出工薪阶层的大部分人的真实想法,得到许多年轻人的认可,但现实总是残酷的,不上班就没有薪资,没有薪资就没办法继续生活,因此面对生活的压力时,大部分都是选择乖乖地回到工作岗位上。但要如何不工作,就能实现轻松月入过万,相信在你心中也有这么一个疑问。
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不工作实现财务自由的前提,就是要有一个很好的投资项目,除了投资房产、股票、基金之外,将钱存在银行也是一种方式,银行员工曾经也透露过:只要存到这个数,每个月的利息就能达到一万元,就好比如说,现如今全国的四大银行都会提供一些定期存款的服务,按照各大银行的三年期利率的收益来计算,一个月的利率大概是3%,如果你想买个月拿到3000元的薪资,则在银行存定期100万左右就足够了。
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如果你定期存款的金额越大,时间越长,一些银行也会推出3~6%更高的利率,那要达到月入过万的目标,你只需要定期存入240万左右的人民币,这样即便你不工作,每个月还能拿到10000左右的利息,这足够你日常的花销,也满足了你生活的各种需要了。
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不过回归最现实的一个问题,你要如何挣取240万元,那就真的是一个大问题,但在如今这个互联网快速发展的洪流之下,越来越多的年轻人脱颖而出,通过直播、卖货、电商的形式挣得盆满钵满,那我们还有什么理由不努力呢?对此你有什么投资想法呢?欢迎在下方评论区留言。
我觉得只要自己的资产足够的多,放入银行里边生利息就可以,按照银行的利率问题,差不多得存个240万,就可以达到月入1万的要求。
首先你至少有一百万以上,如果你在银行存款的话,20万以上的年利率是4%,如果按5%算的话,一个月一万那一年就是12万,那需要250存银行,这样一年的利息是12.5万,可能250万以上的年利率不止5%,但至少也需要一百万以上
不用工作就可以月入过万,就需要在银行里面存钱获取利息,我们根据我国的利率来算,一个月大概需要存240万左右,每个月的利息就会达到一万
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