什么样的欠条在法律上有效
什么样的欠条在法律上有效
推荐回答(4个)
答:只要签订欠条的主体在完全民事行为能力人,且签订欠条是出于双方真实的意思表示,欠条内容不违反法律法规的强制性规定,就是有效的。
依据:《民法通则》第五十五条:民事法律行为应当具备下列条件:
(一)行为人具有相应的民事行为能力;
(二)意思表示真实;
(三)不违反法律或者社会公共利益。
《民法通则》第五十六条:民事法律行为可以采用书面形式、口头形式或者其他形式。法律规定用特定形式的,应当依照法律规定。
《合同法》第五十二条:有下列情形之一的,合同无效:
(一)一方以欺诈、胁迫的手段订立合同,损害国家利益;
(二)恶意串通,损害国家、集体或者第三人利益;
(三)以合法形式掩盖非法目的;
(四)损害社会公共利益;
(五)违反法律、行政法规的强制性规定。
欠条内容不违法,只要欠款人签字或者盖章就具有法律效力。
欠条是个人或单位在欠款、欠物时写给有关单位或个人的凭证性应用文。欠条今天也有人称作“白条”。 欠条也是在日常生活中常见的为证明一方欠另一方财物而立下的字据,一种凭据类应用文体。
欠条时应当注意如下事项:
一、主体。要将债权、债务关系的主体表达清楚,即谁是债权人谁是债务人(注意“借”词的歧意)要明确;自然人为主体时,应核对其身份证上姓名,条件许可时应在欠条上抄录居民身份证号,签字,最好是按上指纹。;法人单位为主体时,应盖上单位公章,。
二、客体。数额单位要明确,数额应应阿拉伯数字标注后再用中文繁体字书写,分比应明确百分比、千分比、万分比。
三、内容。表达清楚,注意避免歧义。应将归还日期明确,如有利息约定,应写明,否则依法视为无利息,如有违约金约定,应写明。如有担保人,应注明担保方式,并写明担保人,担保人签字,按手印。
一式两份,双方各执一份。作为一种快速、便捷的确认方式一般情况下条据都是手写的,出具者具有特定性,即由欠者、借者、收者撰写并盖章,但现实中不乏由债权人、出借人、送给人撰写再由欠者、借者、收者签字的情况。
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