推荐回答(4个)
你好,我本科是南大毕业的,后来研究生在英国的伦敦政治经济学院,都是学的精算相关的专业.毕业后在金融城工作,也有面试和考虑国内的相关专业.我试着回答你的问题如下:
1,英国的很难考,但是每考一门加薪幅度是很高的,我们是一门CT考过,加薪3000英镑,那么你考过5,6门,也就是两年,就会加薪1万5到一万八千英镑了.我在 JP Morgan Pension Advisory Group 这是我们公司的行情.那么我很客观的说谁都没有同时考英国和美国精算师的经验,谁可以负责任的告诉你哪个好哪个不好呢?
2, 真的不知道,不过几百人是有的,你不要觉得很少了,英国是很成熟的市场,也只有3000多,所以容易饱和.
3,需要比较高的水平,我是非英语专业的,雅思7.5,GRE老卷子 1740+5,
4,差别很大,有趣的是,很牛公司收入很低的,有研究生同学,回国去著名的HEWITT associates 做养老金这块,是5000/月,年终分红3万元,广州。那么他是没有考完的,考完了英国精算师考试,同时有三年工作经验(考完后三年)的,那么上海有企业(AXA)基本工资60万一年招人。
5,我不喜欢这个工作,我觉得很枯燥,现在每天时间是早上8点到晚上7点,然后回家要自学两道三个小时精算师考试资料。不过如果你考虑收入稳定,那么在金融危机中,这块是最稳定的,我才入行4年,考了也就10门吧(一共15门),一年收入睡前是肯定超过8万英镑。奖金很少,主要是死工资多。那么伦敦买楼是35万一个小洋房,那么我就觉得这边收入还不错,那么你考虑北京上海,房价特别高,而比如我这样的,半初级半中级的人员,可能收入是一万多,那么其实上海生活,其实很《蜗居》的。
最后我强烈建议你,数学不是非常好,不要学精算师,如果数学非常好了,那么不如学金融工程,金融数学,那么学了毕业可以去投资银行做矿工,钱更多,做不了矿工,再靠精算,人家也愿意要的。
精算师考试属于统计学保险精算方向,非常难考,不管统计的知识,很多是数学的。有寿险方向和非寿险方向的。统计学的毕业目前是越来越好找工作,从中国人民银行来说统计的竞争程度是最不激烈的。关键还要看你是哪个学校毕业的,向很多投行都需要统计专业的毕业生,不过都是硕士与博士,而且全要求名校毕业的。
楼上的你怎么不去肯特大学?有免科,虽然综合排名差着,但是优点是能免不少英精啊,我本来还想去肯特的,但是本科不是数学相关的,所以去不成,现在申着麦考瑞考着SOA了
肯特要是读两年(一年DIPLOMA一年MASTER),最多能免12门了(具体免多少门看自己的学习情况)
非常的难考,数学要求极强,统计学直接找工作不难,但是做的大多不是统计专业工作,考研后比较容易,统计本身就很枯燥,精算师更加枯燥,而且确实难,如果毅力不强,还是改变思路考研吧。
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